Finance Your Commercial Real Estate Opportunities

 INVESTMENT CRITERIA & FOCUS

In selecting individual investments, we focus on:

• New Construction | JV Equity Participation & Waterfall | Acquisition & Renovation | Acquisition of Performing Portfolios | Cash Out on Performing Real Estate Assets only |
• Emphasis on Seasoned Developers | Strong ROI/ IRR | Strong Market Demand | Value Add Strategy |
• Emphasis on the development strategic relationships to create additional value within the portfolio
• “Out of the Box” Transactions, Developers that sought standard bank financing that seek a streamline reliable alternative to the dysfunctional credit markets
• US | Canada  | Caribbean | Central & South America | Europe
• Markets: Primary, Secondary, Tertiary

BUSINESS MODEL & PHILOSOPHY | INVESTING

• By harnessing expertise and resources from Family Office and affiliates that aims to generate sustainable returns and build businesses | The investments are made for the long term | Equity Fund will be an active diligent partner

SECTORS   | PROJECT-ASSET FOCUS

• Commercial Developments | Multi Family | Affordable Housing | Net Zero Housing | Build to Lease- Build to Sell
• Office | Retail  | Mixed Use  | Industrial  | Self Storage
• Healthcare & Medical | Med Spa
• Restaurant | Resorts | Hospitality  | Hotel & Motel
• Renewable Energy | Private- Public Partnerships
• Institutional Development | Housing & Education
• Developer Projects- commercial & residential
• High End Developments | For Sale Units must exhibit strong pre- sales | For Lease/ Rent- Shovel Ready as ideal transactions
• NNN Construction , Single Tenant & Multi -Tenant

INVESTMENT SIZE | LTC/LTV

• Minimum: $2 Million USD
• Sweet Spot: $15-25 Million USD | Larger Transactions on case by case basis | Projects location ( Case by Case) based on Experienced Principals, Sponsorship Strength,  Type of Project, Pre- Entitlement or Entitled shovel ready ( preferred)
• Typical Rates from 4.25 to 5.99% Interest Only for 1^st 2 years and balance of 5 year term Principal & Interest | 5 year terms- Renewable | Amortizations 5-25 years.
• Rates and terms may fluctuate based on market conditions, Strength of Borrowers(s) and proximity of Investment
• All Refinance Transactions from up to 90% LTV |  All Acquisition- Renovation, New Construction from 75%-90% LTC
• Terms: Typical Credit Facility from 75% LTC/LTV, any transactions requiring mezzanine strip above 75%, the equity participation will range from 20%-33.5% passive revenue to Fund & Loan Servicer.

CREDIT FACILITY FOR INVESTMENT PROVIDED BY INVESTOR- FAMILY OFFICE: OVER $1 BILLION USD UNDER MANAGEMENT

• Experience Private Lenders with Seasoned Management team | Flexible Underwriting | Streamlined & Efficient | Fast Closings | Competitive Rates & Terms | All decisions made and funded internally | Balance Sheet Lenders

 

LOAN CRITERIA:

• 1^ST Trust Deed on Real Estate and Project Assets
• Corporate Loans include equipment, and UCC filing of contracts from Vendor and its Client
• Maximum submission : 2 Projects by Same Sponser
• Non- Recourse to 40% LTC/LTV | Personal  Guarantees/ Corporate Guarantee applicable from 40-90% LTC/LTV
• Lender Admin: 1% Due at approved Commitment by Client and legal counsel | and 1% deducted at closing from proceeds.
• Loan Servicer: from .50% to 1% advisory
• Average Closing from 45 days is typical
• Brokers Protected | Procedure- After Client provided NDA Disclosure  is signed with Parties and Loan Servicer; Submit with fee agreement arranged with Client, Executive Summary, Each Borrower & Companys’ Supporting Financial Statements Snapshot and Credit Profile & Request for Financing | Term Sheet to Commitment from 5-10 days

To learn more about this program call me at 214-432-0611 or complete form at http://www.EdwardCrowder.com

Luxury Line- a credit line on jewelry-gemstones, sports cars, paintings and similar luxury items US Citizens only

A Credit Line/Loan Against Your Luxury Assets 

LuxuryLine™ is essentially a LeverageLine credit line/loan with a twist: instead of your licensed lending institution lending against your stocks, bonds, or mutual funds, your lender will use your luxury goods, e.g: jewelry, gemstones, sports cars, paintings, or other similar items — to guarantee your financing.

The program — like all of our programs — offers fully licensed institutional security, very fast access, and very low wholesale rates — from 2.99%-3.99% — with interest-only repayment required and no penalty for payoff at any time. Loan terms are for six month increments and can be renewed. Since your asset guarantees your financing, it can also be used to pay off your loan by sacrificing the asset to the lender if at any time you wish to do so.

With LuxuryLine, your collateral remains safe and secured at one of several New York facilities designed for this purposes while your loan remains in effect.

Your assets get expert, professional, licensed appraisal. In addition to working for and with your fully licensed lending institution, your lender’s appraisers have backgrounds at the leading auction houses in the U. S. and abroad, including Sotheby’s, Christie’s, Bonham’s and Phillips. Each have strong auction house connections and a broad network of connections in a variety of asset specializations ensuring accurate and timely evaluation for your financing. All hold licensing and membership in good standing with their respective professional associations, including the Gemological Institute of America, the Appraisers Association of American Valuers, and The Royal Institute of Chartered Surveyors, among others.

Security is naturally paramount for any asset-based lending of this type, and we are pleased to say that your licensed LuxuryLine lender has all that you’d expect and more.

When we first began considering adding this type of facility for our clients, we required that our lenders would provide comprehensive, complete insurance from start to finish. We are happy to say that LuxuryLine delivers. Our clients are protected in several overlapping ways from the moment their assets leave their hands until they are securely returned when the loan is no longer needed after repayment of any outstanding balance.

Security at this level naturally requires solid and established institutional insurance, and we are pleased to say that our chosen lending partner offers comprehensive insurance based on the fair market value of the assets (and often higher for safety), provided both via the lender’s licensed courier and storage partners as well as by insurance underwritten through the respected firm Lloyds of London. These policies are always available to our clients for review prior to transfer of the asset if they wish.

 

Here are a few examples of how this insurance operates:

1. For smaller, less valuable items that you choose to send to us using the FedEx label using FedEx’s “same-day” service, and these are insured up to $100,000.
2. For multi-item collections of assets, such as a small jewelry collection, your lender’s appraisers will put together a total valuation for loan purposes and these are insured up to $500,000
3. The lender’s appraisers may on some occasions come to the client’s home to conduct the appraisal, and if the client chooses to permit the appraiser to take the asset(s) to their formal valuation center they are insured up to $500,000
4. For larger or more valuable items, the lender will establish customized insurance suited to that asset.

Security for the LuxuryLine program doesn’t stop with insurance, however. We would not agree to offer this program to our clients if onsite security did not meet the highest standards as well. Again, we are pleased to say they do:

1. All assets that arrive at the lender’s facility are recorded using CCTV, immediately barcoded and entered into multiple secured and backed databases with a unique ID number, and photographed.
2. Any client asset is immediately stored in one of several highly secured vaults onsite with 24/7 multilevel security, or with the top-tier security facilities via our lender’s partnership with Citibank and Malca-Amit.
3. Art and antiques are stored in highly secured, climate-controlled vaults onsite or with the highly regarded firm of Day & Meyer in New York, the largest and most respect storage and security firm for fine art and related assets that serves the majority of top-tier auction galleries, art dealers, and high-end collectors via their fireproof vaults in Manhattan, New York. Your lender also provides further security via well-regarded firms such as CFASS, Cadogan Tate, The Fortress and Peak Fine Art.
4. Your lender spares no expense to secure your fine autos either. Exotic Classics, Top Store and Sphere Motorsports are your lender’s storage and security partners. Each new vehicle insured a fair market value, coded, and photographed upon arrival.

LuxuryLine requires no credit checks, only a clear establishment of title and right to the ownership of the asset an evaluation of the value of the asset.   Term sheets are available in one business day, if you provide us enough information to make a general evaluation of the value of your asset(s).Ready for a quote?

1. Take a photo of the item with the certification in the same scene, if possible. 
2. Repeat as necessary. If there is no certification or appraisal of any kind, the asset may not qualify for a quote. 
3. For large files, send in multiple mailings. 
4. Include a copy of your driver’s license or passport.

Send your request answer a few questions and attach your documents (PDF preferred, .JPG or .PNG OK) and that’s it. We’ll deliver an estimated loan amount and estimated funding date with other details, and provide full lender disclosure upon receipt of your no-obligaton term sheet signed (two clicks using our digital Verisign/Echosign system). Please note: This program is currently open to U. S. citizens and permanent residents only at this time.   If you wish to proceed at that point, we’ll take you directly into the licensed lending institution to get you funded.If you any further questions, kindly feel free to contact me direct at : 214-432-0611 or complete the contact form at http://www.EdwardCrowder.com

Private Equity- Capital Markets Advisory

Private Equity-

• Our Investment Banking sector of our business is now seeking to deploy Private Equity to Investment opportunities from $2M to $50 M; typically looking for controlling investments in US based enterprises, including Turnarounds/ Underutilized assets, Big Ideas and Trophy Assets.
• Our affiliated investors since 1974 has been syndicating investment opportunities to high net worth individuals, family offices, hedge funds and opportunity funds. Our Investor pool is always growing and counsel Equity Investors seeking higher yields and strong Investment opportunities they typically do not get access to unless introduced by our network of our pre-qualified deal flow. When non- traditional lending or equity transaction presents itself ECF1, LLC brings their client/ investor network to the table to provide the capital needed to your transaction funded and closed.

Commercial Debt- Providing Strategic Debt and Equity Capital to Entrepreneurs Nationwide

• Senior & Mezzanine Loans
• Loan Amounts up to $50 M
• The Strike Zone: Transitional Assets( properties) in need of short term bridge loan
• Geography: United States
• Asset/ Property Type: All Commercial Properties
• Leverage/LTC/LTV: as High as 95% with combination of senior and mezzanine debt

 

The Real Estate Advisory arm of our resources help real estate and note owners, investors, buyers and sellers make better and more informed real estate decisions. Through our extensive experience, we have developed an in-depth understanding of the relationship among asset valuation, capital markets and the current changing real estate marketplace. The Real Estate Advisory arm covers the full portfolio of real estate valuation services, ranging from evaluating large and complex portfolios to performing single property analyses to assist real estate owners and investors in determining the optimal course of action. Services we provide include:

• Loan Portfolio Review
• Whole Loan Portfolio Strategic Planning
• Problem Loan Workout
• Executive Loan Review
• REO (real estate owned) Management
• Loan Underwriting

Property and Loan Level Due Diligence Services:

• Lease Reviews and Rent Roll Analysis
• Tenancy and Rollover Risk
• Market Rent Analysis
• Property Operating Statement Analysis
• Property Cash Flow Projection
• Borrower and Sponsor Evaluation
• Loan Document Inventory and Review
• Loan Sizing Analysis
• Stabilized Proforma Underwriting
• Discounted Cash Flow Analysis
• Loan Structure Analysis (escrows, guarantees, etc.)
• Third Party Report Management and Review (appraisal, engineering, environmental, zoning reports)
• Financial Ratio Analysis (LTV, DSCR, etc.)
• Loan Strengths and Risks Analysis

Portfolio Level Due Diligence Services:

• Loan Portfolio Review and Analysis
• Historical and Summary Review of Portfolio Loans
• Current Loan Status Summary
• Lien Priority Analysis Relative to Other Lenders and Lien Holders
• Complex Loan Structures Analysis (B-notes, participation’s, mezzanine)
• Loan Workout Strategy Formulation
• Loan Disposition Strategy
• Loan Strategy Implementation

To learn more about this option call me at 214-432-0611 or visit http://www.EdwardCrowder.com for my personal contact page.

Specialty Bridge Loans- Construction

Non- Conforming (Non- Bankable) loans on commercial properties for:

• Bridge Loans
• Bank Workouts. Short Sales
• Bankruptcies / Foreclosures
• Limited Income
• Weak Personal financials
• Foreign Nationals

Property Type:

• Retail Buildings, Light Industrial
• Office Building
• Mobile Home parks
• Other Types considered
• Fast Pre-approvals within 3 to 5 days
• Deal directly with Loan Officer / Underwriter
• Fast Closings
• States available: AK, AL, AR, CA, CO,CT,DE,FL,GA,HI,IA,ID,IN,KS,MA,KY,MA,MD,ME,MI,MO,MS,MT,NC,NE,NJ,NM,NY,OH,OK,OR,PA, RI,SC,TN,TX,UT,WA,WY
• Loan Size: $100,000 to $2,500,000
• Rates: 9.95% to 11.95%
• Fees: 1.50% to 2.50% at par
• Pre-Payment: Allowed without penalty
• Term: 1 to 5 years
• Loan to Value: Typically 55% to 70%, however, up to 75% possible on high quality properties and / or high quality Borrowers cross collateralization allowed on other properties, if needed, for maximum or greater loan amounts).
• Minimum Cash from borrower. 25.00% down payment on the purchase price plus closing costs.
• Only Specific States available, call for availability.
• Rates and terms based on Credit abilities of Borrowing entity and Guarantor, Term of Deal, Size and Risk Review by underwriters.

Alternative Opportunities that Investors require capital including for their lending needs:

Commercial Lot/ Land Loan– designed as a business loan to purchase a commercial lot or refinance a current commercial lot loan, Commercial lots must be eligible for present or future commercial construction.

Loan Features:

• Loan amounts from $50,000 to $1,500,000
• Land Purchase up to 55% of the purchase price
• Cross collateralization allowed on other properties, if needed for maximum loan amounts.
• No Minimum acreage requirements or maximum limitations
• Fast Pre- qualification, typically in 3 to 5 days
• Deal Directly with loan officer/ underwriter
• Loans are available to Borrowers with excellent to less than perfect credit
• Up to 3 year terms available
• Interest Only Payments
• Rates and terms based on Credit abilities of Borrowing entity and Guarantor, Term of Deal, Size and Risk Review by underwriters.

Land Development Loan (Unimproved raw land for residential or commercial subdivision).

• Loan Amounts: $100,000 to $1,000,000
• Loan amount up to 50% of the appraised value, not to exceed 70% loan to cost ( loan to value could be less subject to a full underwriting and market review of the project)
• Land Purchase up to 55% of the purchase price (cross collateralization allowed on other properties, if needed for maximum loan amounts
• Loans available to qualified Developers with less than 5 years’ experience
• Fast pre-qualification, typically 3 to 5 days
• Loans to Borrowers with excellent to less than perfect credit
• Flexible draw schedules
• Up to 3 year terms available
• Interest Only payments based on funds draw
• Only Specific States available, call for availability.
• Rates and terms based on Credit abilities of Borrowing entity and Guarantor, Term of Deal, Size and Risk Review by underwriters.

Commercial Construction Loans:  Office Buildings, Retail Stores, Shopping Centers, Warehouse Flex Space, 5+ Unit and most other income generating properties)

• Owner Occupied and Non- Owner Occupied commercial properties are eligible
• Land Purchase may be included in the construction loan, up to 55% of the lot purchase
• Up to 18 months terms available
• Loan Amounts up to 75% of the appraised value based on income approach (cross collateralization allowed on other properties, if needed, for maximum or greater loan amounts
• Interest Only Payments based on funds drawn
• Full and limited programs available
• Loan amounts from $100,000 to $2,500,000.
• Only Specific States available, call for availability.
• Rates and terms based on Credit abilities of Borrowing entity and Guarantor, Term of Deal, Size and Risk Review by underwriters.

Multi Family Construction: This program is designed for Borrowers who are constructing a 2 to 4 family residential owner occupied property or varied sizing of NOO investmnet. Non-owner occupied properties allowed, please call for a quote.

• Self- Build available
• Loan amounts from $100,000 to $2,500,000
• Loan amounts up to 75% of the appraised value (Cross collateralization allowed on other properties, if needed, for maximum or greater loan amounts)
• Land purchase may be included in the construction loan. Please call for a quote
• Deal directly with the Loan Officer/Underwriter
• Full and Limited Documentation programs available
• Fast pre-qualification, typically within 3 to 5 business days
• Loans are available to Borrowers with excellent to less than perfect credit
• Flexible draw schedules
• 12 month construction term (Longer terms considered)
• Interest only payments based on funds advanced
• Loans available for owner occupied and non-owner occupied properties in the following states: CA, CT, DE, FL, IA, ID, MA, MD,MI, NC, NJ, NY, OR, PA, RI, VA, WA
• Loans available for non-owner occupied properties only: AK, AL, AR, CO, GA, HI, IN, KS, KY, ME, MS, MO, MT, NE, NM, OH, OK, SC, TN, TX, UT, WY

Alternative / Weak Credit Loan:  This program is designed for Borrowers looking to purchase a new home or to refinance the balance on the existing mortgage on their current residence. Loans are evaluated on a case by case basis subject to full review of the Borrower’s qualifications (ie: income, assets, credit and loan to value).

• 1 to 4 family homes preferred, see Multi-Family for more than 4 units
• Owner Occupied Primary Residence
• Loan Amounts: $100,000 to $2,500,000
• Maximum Loan to Value Purchase: 80% / Refinance 75%
• Compensating factors taken into consideration
• Recent bankruptcy or late mortgage payments are not automatic declines
• No refinances allowed for existing Sub Prime, High Cost or Special Loans
• Maximum amortization is 30 years with a balloon term of 7 to 10 years
• Offered in CA, FL NJ, NY, OR, PA, VA, WA

Non-Prime Loan Programs are available for Borrowers with: 
1) Less than perfect credit who have experienced credit problems and have resolved the problems for the future
2) Alternative income verification that can prove income through corporate finance statements, bank statements, etc., other than W2.

Other Loans available:

• Borrower Builder Loans
• Self -Build/ Owner build Loans
• Renovation Loan
• Builder Sold Loans
• Builder Model / Spec Loans
• Multifamily 2-4 units Loans
• Residential Lot/ Land Loans
• ( criteria based on type of borrower/ creditworthiness, experience, amount requested, term of loan.)

To learn more about this option call me at 214-432-0611

Funding for a variety of Businesses: an Alternative and flexible finance to increase cash flow and market share

•  This program is adaptable to 90% of all businesses. Manufacturing, Oil and Gas, Temporary Staffing Companies, Trucking, Government suppliers and contractors, wholesale suppliers, import, export, etc. etc.

• The #1 reason businesses fail is lack of cash flow. Since its’ inception investors/ affiliates in this sector has helped businesses nationwide turn financial obstacles into opportunities when traditional banks have turned their backs.

Providing business invoice factoring services, Our investors liberates the money tied up in a business’ accounts receivable with NO RECOURSE to the business or its’ principals. No more having to wait 30, 60, or 90 days to get paid. Any business can have quick and convenient access to those funds so they can pay their employees, purchase materials, take on and bid on new projects previously unobtainable because the business did not have the financial wherewithal.

National Oilfield Financing-    all companies servicing the oil & gas industry

 It is standard in the National oilfield industry for companies to have to wait 30 – 90 days before they get paid.                                                            

We assist your company to get paid within 24 hours. Imagine running your business and never worrying about having the cash flow to grow your business. Oilfield financing is the key to success in the oilfield industry. Contact us today for your free no obligation quote!  Serving the United States based companies increasing jobs, lending working capital and building America again.

• 24hr Financing
• Immediate Cash Flow
• Low Monthly Rates
• Two Months of Free Financing
• 80% Advance is typical, as high as 90% based on underwriting discretion and strength of payor and contract

Through this strategic alliance we have also developed a unique and exclusive Vendor Payment Program  

(Vendor Instapay or VIP for Municipalities, Cities with BBB rating and eligible budget amount).

We pay a client’s vendors in one day using our money on their behalf at no cost to them.(The Vendor’s Prompt Pay Discounts cover all costs)

Asset Based Lending Programs, Purchase Order Funding Programs, Import Finance/Letters Of Credit are all part of our portfolio of products. When banks say no we say “yes” and help rebuild America’s Businesses one job at a time.

The bottom line………….. We can help you get deals done!

 While we serve many different kinds of companies, We specialize in the following industries:

Commercial:

• Get more cash-NOW! We specialize in helping commercial businesses liquefy accounts receivable and other assets to generate more free cash.
• We work with start-ups and established companies in the following industries: staffing, apparel, service industries, trucking, manufacturing, printing, telecommunication, advertising, computer and more.

Staffing:

• Our factoring services give staffing firms access to the reliable, timely financing needed to meet payroll and support growth. We offer services designed to meet the specific needs of staffing companies,
• Including: unlimited payroll funding, tax remittances, instant credit decisions, payroll processing, invoicing, collection assistance and credit insurance.

Government Suppliers:

• We offer a steady and reliable source of flexible capital to small and mid-size businesses.
• We help a variety of government suppliers (service, apparel, janitorial and hard goods, etc.) successfully fulfill their contracts.

 Medical:

• Convert your claims to cash and get the cash you need to buy new equipment, add staff and grow your business.
• With our Medical Receivables Funding Program, offers medical providers the chance to reach their goals.

 Transportation/Freight Factoring:

• Our freight factoring services give transportation companies that cash needed for weekly payroll, daily fuel, monthly fuel tax and insurance.
• We offer services designed to help you meet your financial obligations.
• Free the cash that’s already in your business!
• Factoring. Funding and financial solutions customized to you.

When you need working capital, where do you turn? Banks? Investors? Relatives?

• These days, banks aren’t the easiest places to get money. You need assets, strong cash flow, and a record of success. And to make matters worse, banks prefer to loan you a very specific amount of money – then as soon as you get the cash, you have to start paying it back.
• With Us you can free the cash that’s ALREADY in your company. Through a variety of funding services, we can help you turn accounts receivable and other assets into working capital. You can use those funds where you need them and when you need them – giving you greater ability to manage your cash flow and grow your business.
• Funding services available
• Factoring
• Purchase Order Funding
• Asset Based Lending
• Lawsuit Funding
• Hard Money Lending

Factoring–             Get paid now!

• In a perfect world, all your customers would pay their bills right away. In the real world though, that’s just not the case. It can take 30, 60 or even 90 days or more to get paid. Why wait?
• Our factoring program lets you turn your accounts receivable into immediate cash.

How Our Factoring Program Works

• The basic idea is simple. You complete your sale and bill your customer. We will then purchase the invoice from you, advance you a percentage of the invoice total, and then wait to get paid. Once we are paid for an invoice, we take a small fee and remit the remaining money back to you.

Benefits of Factoring

• Quick access to a steady cash flow.
• Once approved, We can give you access to your cash within 24-48 hours.
• Credit issues are not a problem.
• Credit is established based on the credit worthiness of your customers, not on your company’s financial history.
• Coverage under our credit insurance policy.
• We can offer you credit insurance protection on your invoices – we can help you manage your credit risk.
• Coordination with your bank.
• If you have an existing credit line, that’s not a problem. We can work with your current bank in order to facilitate factoring transactions.
• No liability on your balance sheet.
• Because we are giving you access to money that is already owed to you, factoring does not create a financial liability on your company’s balance sheet.
• Flexibility.
• Our program gives you the ability to manage your cash flow. You fund what you want when you want.
• Take trade discounts to improve your purchasing power.
• Online reporting available 24/7.

Asset Based Lending

• Turn your company assets into flexible credit.
• When you need financing, your company assets make great collateral. Our asset based lending service simply leverages your current assets, such as inventory and accounts receivables, to give you access to a flexible, revolving line of credit.

 Our asset based lending offers you:

• Borrowing power up to $10,000,000.
• Credit lines range from $1,000,000 to $10,000,000 (or $20,000,000 with a participant). The amount of credit you can receive is based on the total value of your assets, as determined by you and our staff of financial experts.
• Freedom to focus on growing your business.
• Funds can be used for all business-related expenses, from purchasing raw materials and equipment to hiring additional staff and marketing your company.

To learn more about this option call me at 214-432-0611

Commercial Construction-Mezzanine- Asset Based Solutions

We focus on personal service and long term commitment to your financial goals.

Private Equity-

• Our Investment banking contacts in this sector of our business is now seeking to deploy Private Equity/ Senior Debt to Investment opportunities from $5M to $200 M.
• Our Investor pool is always growing and counsel Equity Investors seeking higher yields and strong Investment opportunities they typically do not get access to unless introduced by our network of our pre-qualified deal flow. When non- traditional lending or equity transaction presents itself ECF1, LLC brings their client/ investor network to the table to provide the capital needed to your transaction to structure the right participant based on financial structure approved, underwritten by the right party and upon approval funded and closed.

Potential opportunities that may be considered:

• Conversion of Industrial Building
• Acquisition & Completion of bank owned partially completed rental apartment building
• Debt & Equity for fractured residential condo and rental apartments
• Acquisition & Renovation of Office Tower
• Completion of IN process Apartment Building- Construction
• Boutique Hotel- Debt Refinancing
• Conversion of Hotel- Acquisition & Renovation
• Boutique Hotel-Acquisition & Renovation
• Anchored Neighborhood Center-Structured 1^st Mortgage Refinance

Our Investment banking partner has through its’ Debt & Equity Finance Group have arranged and structured more than $5 Billion of real estate capital investments on an exclusive basis for some of the nation’s premier owners, investors and developers. This execution comes from in-depth upfront analysis, underwriting and structuring coupled with deep relationships and real time feedback from the debt and equity markets.Within the commercial mortgage banking industry, relationships run far deeper than simply the knowledge of active lenders (relevant during the “go-go” market of the last credit cycle). These relationships range from asset management to credit decision making to treasury/CFO areas because of the core loan sale business. The competitive advantage is our deep consultative and advisory relationship with today’s lenders, from Wall Street and money center/foreign banks to most local, community and regional lenders, credit companies, hedge funds, and private lenders and the Federal Government. In addition, their Investment Banking Advisory Practice is particularly effective in assisting borrowers with existing lender negotiation or recapitalization of potentially troubled assets that may have maturity issues or be over-leveraged.

Debt Placement Practice

First Mortgage Financing Mezzanine Capital Discounted Payoff (DPO) Financing Bridge/Acquisition loans Credit Tenant Lease Transactions Preferred Equity Recapitalization Existing Lender Negotiations

Mezzanine and Joint Venture Equity Placement Sources

Opportunity Funds Insurance Companies Hedge Funds High Net Worth Individuals Pension Funds REITS Endowments Investment Banks Credit Companies Agencies

Commercial Debt-                Providing Strategic Debt and Equity Capital to Entrepreneurs Nationwide

• Senior & Mezzanine Loans
• Loan Amounts up to $50 M
• The Strike Zone: Transitional Assets ( properties) in need of short term bridge loan
• Geography: United States
• Asset/ Property Type: All Commercial Properties
• Leverage/LTC/LTV: as High as 95% with combination of senior and mezzanine debt
• Acquisition Loans, Bridge & Permanent Loans, Floating/Fixed Rate Construction Loans, Refinancing / Recapitalizations, Mezzanine Loan.
• Mezzanine Range : 9% to 15%
• Senior Debt range: Subject to Libor and or Swap rates based on market fluctuations until locked in at commitment.
• Only Specific States available, call for availability.

Private Equity-

• Our Investment Banking sector of our business is now seeking to deploy Private Equity to Investment opportunities from $2M to $50 M; typically looking for controlling investments in US based enterprises, including Turnarounds/ Underutilized assets, Big Ideas and Trophy Assets.
• Our affiliated investors since 1974 has been syndicating investment opportunities to high net worth individuals, family offices, hedge funds and opportunity funds. Our Investor pool is always growing and counsel Equity Investors seeking higher yields and strong Investment opportunities they typically do not get access to unless introduced by our network of our pre-qualified deal flow. When non- traditional lending or equity transaction presents itself ECF1, LLC brigs their client/ investor network to the table to provide the capital needed to your transaction funded and closed.
• Equity Placements, Preferred Equity Placements, Private Placements, Joint Venture Structuring & Strategic Alliances.
• Industry Focus: ( e.g) Business services, Health Care, Energy, Consumer Products & Services, Manufacturing, Network Marketing, Food & Agriculture, Education, Technology Software.

To learn more about this option call me at 214-432-0611 or complete the contact form at EdwardCrowder.com